In the new era of tighter credit, it is possible that being pregnant at the time of a mortgage application will result in it being declined.
It seems ironic doesn’t it that a significant motivation for first time buyers has become a barrier to home ownership. Having a child is often accompanied by a desire for security and stability and for many owning their own home is a significant part of that.
It seems though that some lenders view the potential loss of income of the mother after birth to be risk enough that it warrants refusing the loan application. You can read an in depth article into the issue here, which includes exactly what information you need to provide to avoid this happening to you.
Nothing on this site is intended as medical advice. For all medical decisions please consult your physician.
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